Short term health insurance is a medical insurance that is used necessarily by people who are in transition. Just like the name suggest, the short term health insurance is used only temporarily and then it is dropped after one is through using it. The short term health insurance is mainly used for catering for major health problems. The people who are likely to use the short term health insurance policy include people that are moving between jobs, people who have recently graduated from colleges and employees who are either on temporary or permanent basis among others. It is however important for you to understand that short term health insurance policies are only meant for people who are less than sixty five years of age. Check out www.customhealthplans.com to get started.

Short term health insurance Texas policies are usually included in the ''indemnity'' plan which provides you with the freedom for selecting a doctor or medical specialist that you prefer. That policy is used for covering hospital care, surgery, emergencies, drugs that have been prescribed to you, diagnostic tests and follow-up visits to the doctor. There are however some special conditions and sub-limits that come with the short term health insurance policy. Some of the short term health policies only provide limited mental health care. The policies have low accusation costs which make them not cover routine preventive care such as immunizations, physical examinations and PAP tests. It is important for you to note that during the time when you are buying the short term health policy is that it is affordable and it doesn't come with some pre-existing conditions. The limitation makes the monthly costs be that low for such an insurance plan.

Some of the pre-existing conditions include health conditions or some symptoms that you might have had three years before you prescribed to the coverage. The sales for short term health insurance plans have increased a lot in the recent years due to factors such as low monthly costs, fast process of purchasing them and high coverage limits. These days, there are a lot of insurance companies that offer short term health plans in America. Among all the health insurance plans available, this happens to be the only one that has a short application. You can get short term health insurance policies in either group short term health insurance or individual short term health insurance plans. It is also possible for you to pay through credit card since most insurance companies have provided that option.

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Find out more on this at https://www.huffpost.com/entry/health-insurance-when-you-turn-26_n_5b117cefe4b010565aabc6c9.